Buying a house in Fort Smith is a great idea!! Fort Smith Housing Market has so much to offer all buyers. You want to be smart and do the right thing don’t you? Then don’t just pick up a magazine and start going to see house! That is NOT the first step. You need to get Pre-Qualified for a loan!
What’s a Pre-Qualification? You need to know your buying power. Getting Pre-Qualified will let you know how much you can afford, how much down payment you will need, and what how much you will need for closing costs. It is always better to be prepared, and knowledgeable when buying in the Fort Smith Area.
Do you go car hunting without knowing how much you can afford? Do you go and get groceries or shopping without knowing how much money you’ve got in the bank? The vast majority of us will answer that No, and the same applies when looking for a house in Fort Smith.
A Pre-Qualification will set you ahead of buyers that haven’t. If you were selling your home and received two offers: 1st offer was from a buyer that hasn’t been to a bank, 2nd offer is the same amount, but they’ve got their Pre-Qualification Letter presented with their offer. Which would you accept? Exactly, the one you know has the Purchasing Power!
Once you’ve got your Pre-Qualification, buying a house is Fort Smith is much easier. You can be more specific when searching for homes in the Fort Smith MLS. The important thing is that your real estate transaction goes as smoothly as possible. This helps you get off to a better start, and you’ll be able to shop with confidence.

I am very experienced with the Fort Smith Real Estate Market, as well as surrounding areas! When buying a house in Fort Smith, it’s important to find a Realtor that understands what’s important to YOU. Give me a call today at 479-414-1894 and remember, “To Buy or Sell’um, Call Ray Nellum!”










