May 2009

Fort Smith Real Estate Home Ownership ‘Opportunity’ Fairs!

Wondering about Fort Smith Real Estate Activities?  I’ve got your information source right here!  The Fort Smith Board of Realtors have partnered with the Crawford Sebastian Community Development Center to bring 3 Major Home Ownership Opportunity Fairs to the Ft. Smith, Greenwood, and Van Buren Area.

Get out and find out as much information that you can when looking to purchase a home.  Your knowledge is your power, so go get it! 

The Fort Smith “Home Ownership Opportunity Fairs” will be a great opportunity to find out about any special programs within the area that might be able to help you with your next home purchase:  Lending info, Downpayment Assistance, Home Ownership Tax Credit, Insurance, and so much more.

Dates and Locations:

Friday, June 12 from 1 to 4 p.m.  at the Wal-Mart Parking Lot in Greenwood, Arkansas

Friday, June 19, from 2 to 6 p.m. at the Town Plaza Parking Lot by Wal-Mart in Van Buren, Arkansas

Friday, June 27, from 10 a.m. to 1 p.m. at the Harps on Grand Ave. in Fort Smith, Arkansas.

Spread the word and go and lear all you can.  If I can be of any assistance, please feel free to call me at 479-414-1894.

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Remember Those that Gave Their Lives for Our Freedom. Fort Smith Real Estate

Memorial Day isn’t just another holiday.   It’s not another day to get off of work, go to the lake, or the big cook outs.  It’s a day of remembrance for all of the Men and Women that made the ultimate sacrifice and gave their lives for our country.  Had it not been for those individuals.  Where would our great country be?  Our Country has always been tested.  Even in these very dangerous and trying times, I believe we can, and will prevail!

I would like to thank the Men and Women currently serving our Country.  I am very thankful for those that have given their lives for our beliefs, and our freedom.  I especially want to thank those families of our Fallen, they are not forgotten! 

Enjoy your Memorial Day Holiday, but take time to remember those that have given their lives for our Freedom.

 

In Remembrance of the Arkansas

 

Casualties of Operation Enduring Freedom & Operation Iraqi Freedom

Open House Sunday, May 17 from 1 to 3 pm Fort Smith Real Estate

Searching for the “Perfect Home” in the Fort Smith Real Estate Market?  I’ve got your home right here.  Homes for sale in Fort Smith, just got more competitive with this beauty. 

Join me at my Open House at 5201 Hardscrabble Way  in Fort Smith from 1 p.m. to 3 p.m. 

You will be delighted with it’s contemporary design and uplifting feel.  This home is great for entertaining family and friends of all ages.  You can walk to Hardscrabble Country Club from your back deck!  Now that is convenient!

For more information, please call me at 479-414-1894!

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$8,000 What’s in Your Wallet? Fort Smith Real Estate

 

First Time Home Buyers in the Fort Smith Real Estate Market have a great opportunity to cash in with the New Tax Credit!    Could you use an additional $8,000??? So many buyers are on the fence and off the fence.  While you are trying to decide, you could be missing out on an opportunity of a lifetime.  Fort Smith Homes are at a great value right now for buyers!  Interest rates are absolutely amazing!

So if you are a buyer in market to buy a home is the Fort Smith Area, take a look at the tax credit breakdown.  I know, you may have read the information and don’t quite understand it all.  Below is a simple and easy breakdown of the Tax Credit.

For additional information please feel free to call me at 479-414-1894.

 

FEATURE	CREDIT AS CREATED JULY 2008	REVISED CREDIT –
	APPLIES TO All QUALIFIED	EFFECTIVE FOR PURCHASES ON
	PURCHASES ON OR AFTER April 9,	OR AFTER JANUARY 1, 2009 AND
	2008	BEFORE DECEMBER 1, 2009
Amount of	lesser of 10 percent of cost of home or	Maximum credit amount
Credit	$7500	increased to $8000
Eligible	Any single family residence (including	No change
Property	condos, co-ops, townhouses) that will	All principal residences eligible.
	be used as a principal residence.
Refundable	Yes. Reduces (or can eliminate)	No change
	income tax liability for the year of	Purchasers will continue to
	purchase. Any unused amount of tax	receive refund for unused amount
	credit refunded to purchaser.	when tax return is filed.
Income limit	Yes. Full amount of credit available for	No change
	individuals with adjusted gross income
	of no more than $75,000 ($150,000 on	Same income limits continue to
	a joint return). Phases out above	apply.
	those caps ($95,000 and $170,000).
First-time	Yes. Purchaser (and purchaser’s	No change
Homebuyer	spouse) may not have owned a	Still available for first-time
Only	principal residence in 3 years previous	purchasers only. Three-year rule
	to purchase.	continues to apply.
Revenue Bond	No credit allowed if home financed	Purchasers who utilize revenue
Financing	with state/local bond funding.	bond financing can use credit.
Repayment	Yes. Portion (6.67% of credit or $500)	No repayment for purchases on
	to be repaid each year for 15 years,	or after January 1, 2009 and
	starting with 2010 tax filing.	before December 1, 2009
Recapture	If home sold before 15-year repayment	If home is sold within three years
	period ends, then outstanding balance	of purchase, entire amount of
	of repayment amount recaptured on	credit is recaptured on sale.
	sale.	Applies only to homes purchased
		in 2009.
Termination	July 1, 2009	December 1, 2009
	(But note program changes for 2009)
	Purchases on or after April 9, 2008 and	All revisions are effective as of
Effective Date	before January 1, 2009. Repayment to	January 1, 2009
	begin for 2010 tax year.

 

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Open House Sunday, May 3 from 1 to 3 p.m. Fort Smith Real Estate

Sunday is prime time to view some of the hottest homes in the Fort Smith Real Estate Market!  This home is a great buy for any buyer!  1111North 33, Fort Smith will be open Sunday from 1 to 3 p.m.  Come out and view all the updates of this home, up close and personal.

Fort Smith Real Estate keeps getting hotter with great homes like this. 1111 North 33rd Street, Fort Smith, Arkansas give you a great home at an exceptional value. Price at only $69,900 this home stands out beyond the pack. If you’ve been looking for a house to make your home that offers you security, comfort, location, and in “Like New Condition”, this is the home for you!

For more information about this home or any other in the Fort Smith Real Estate Market area, call me at 479-414-1894 or email me at Ray@RayNellum.com

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